How to Link PAN With Aadhaar

Linking your Permanent Account Number (PAN) with your Aadhaar card is a mandatory requirement under Indian tax regulations. This linkage ensures seamless integration between identity verification and financial records, enhancing transparency in the tax system and reducing instances of tax evasion, duplicate PANs, and fraudulent financial activities. The Income Tax Department of India, in collaboration with the Unique Identification Authority of India (UIDAI), has made this linkage compulsory for all PAN holders as part of broader efforts to digitize and secure financial documentation.

Failure to link your PAN with Aadhaar by the prescribed deadline may result in your PAN becoming inoperative. An inoperative PAN can disrupt essential financial activities such as filing income tax returns, opening bank accounts, purchasing high-value assets, or conducting transactions exceeding specified monetary limits. Therefore, understanding how to link PAN with Aadhaar is not merely a compliance task—it is a critical step in maintaining uninterrupted access to your financial and tax services.

This guide provides a comprehensive, step-by-step walkthrough of the linking process, along with best practices, essential tools, real-world examples, and answers to frequently asked questions. Whether you’re a salaried employee, a self-employed professional, or a business owner, this tutorial ensures you can complete the linkage accurately and efficiently, avoiding common pitfalls that lead to delays or rejections.

Step-by-Step Guide

Linking your PAN with Aadhaar is a straightforward process that can be completed through multiple channels. Below is a detailed, sequential guide covering all available methods: online via the Income Tax e-Filing portal, SMS-based linkage, and offline submission.

Method 1: Linking via Income Tax e-Filing Portal

The most reliable and recommended method to link PAN with Aadhaar is through the official Income Tax e-Filing portal. Follow these steps carefully:

1. Open your web browser and navigate to https://www.incometax.gov.in.
2. Click on the “Login” button located at the top-right corner of the homepage.
3. Enter your PAN as the User ID and your password. If you are logging in for the first time, you may need to register using your PAN and registered mobile number.
4. Once logged in, locate the “Profile Settings” menu on the dashboard and click on “Link Aadhaar”.
5. A pop-up window will appear asking you to enter your 12-digit Aadhaar number. Ensure the number is entered without any spaces or hyphens.
6. Confirm your Aadhaar number by retyping it in the verification field.
7. Select the checkbox to confirm that the details provided are correct and that you authorize the linkage.
8. Click on the “Link Aadhaar” button.
9. You will receive a confirmation message stating that your PAN has been successfully linked with your Aadhaar. A reference number may also be generated for your records.

It is advisable to download and save the confirmation receipt for future reference. This receipt serves as proof of linkage in case of discrepancies or audits.

Method 2: Linking via SMS

If you do not have access to a computer or prefer a quicker method, you can link your PAN with Aadhaar using a simple SMS. This method is available for individuals whose mobile number is already registered with Aadhaar.

1. Open the messaging app on your mobile phone.
2. Type the following message format exactly as shown: UIDPAN <12-digit Aadhaar> <10-digit PAN>
3. For example: UIDPAN 123456789012 ABCDE1234F
4. Send this SMS to either 567678 or 56161.
5. Within 24 to 48 hours, you will receive a confirmation SMS from the Income Tax Department confirming the successful linkage.

Important: Ensure your mobile number is linked to your Aadhaar card. If it is not, you must first update your mobile number at the nearest Aadhaar enrollment center before attempting SMS-based linkage.

Method 3: Offline Linking via PAN-Aadhaar Linking Form

For individuals who are unable to access digital platforms or prefer physical documentation, an offline method is available using Form 60 or Form 61, depending on the applicant’s category.

1. Download the official PAN-Aadhaar Linking Form from the NSDL or UTIITSL website.
2. Fill in the form with your full name as it appears on your PAN card, your 10-digit PAN number, and your 12-digit Aadhaar number.
3. Attach a photocopy of your Aadhaar card and a self-attested copy of your PAN card.
4. Submit the completed form along with the documents to the nearest NSDL or UTIITSL facilitation center.
5. Upon successful processing, you will receive an acknowledgment receipt. The linkage will be updated in the database within 5 to 7 working days.

Note: There is no fee for this service. Be cautious of third-party agents who may charge for this free process.

Verification of Linkage Status

After completing any of the above methods, it is essential to verify that the linkage has been successfully processed. Follow these steps:

1. Visit the Income Tax e-Filing portal at https://www.incometax.gov.in.
2. Log in using your PAN and password.
3. Go to Profile Settings > Link Aadhaar.
4. The system will display the status: “Aadhaar linked successfully” or “Aadhaar not linked.”
5. If the status shows “not linked,” repeat the process using an alternative method.

You may also verify your linkage status via the UIDAI website by visiting https://myaadhaar.uidai.gov.in and using the “Check Aadhaar-PAN Linking Status” feature.

Best Practices

Linking PAN with Aadhaar is simple, but small oversights can lead to delays or rejections. Adhering to best practices ensures a smooth and error-free experience.

Ensure Name Consistency Across Documents

One of the most common reasons for linkage failure is a mismatch in the name as it appears on your PAN card and Aadhaar card. Even minor variations—such as a middle name, initials, or spelling differences—can cause the system to reject the linkage.

Before initiating the process, compare both documents side by side. If there is a discrepancy, you must first correct the name on either your PAN or Aadhaar card. To update your PAN name, submit Form 49A to NSDL. To update your Aadhaar name, visit the UIDAI website and use the “Update Demographic Data” service.

Use Only Registered Mobile Numbers

For SMS-based linkage and OTP verification, your mobile number must be registered with UIDAI. If you’ve recently changed your number, you must update it at an Aadhaar enrollment center. An unregistered number will result in failed OTP delivery and linkage rejection.

Do Not Use Temporary or Virtual Numbers

Virtual or temporary mobile numbers (such as those provided by VoIP services) are not accepted for Aadhaar-related verifications. Always use a physical SIM card registered in your name.

Link Before the Deadline

Although the government periodically extends deadlines, it is risky to wait until the last moment. Delays in processing, server overloads, or technical issues can prevent timely completion. Aim to complete the linkage at least 15 days before any official deadline to allow for corrections if needed.

Keep Records of All Transactions

Save screenshots, SMS confirmations, and acknowledgment receipts. These serve as proof of compliance in case of future audits or queries from tax authorities. Store them in a secure digital folder and consider printing a hard copy.

Avoid Third-Party Services

Many websites and apps claim to offer “fast linkage services” for a fee. These are often scams or unnecessary intermediaries. The government provides this service free of charge through official channels. Always use the Income Tax e-Filing portal, UIDAI website, or authorized facilitation centers.

Check for Multiple PANs

If you hold more than one PAN card (which is illegal), the system will reject the linkage. Use the “Know Your PAN” service on the Income Tax portal to verify if you have duplicate PANs. If found, surrender the extra PANs immediately using Form 49A to avoid penalties.

Update Aadhaar Details Regularly

Ensure your Aadhaar card contains up-to-date information: address, mobile number, email, and biometrics. Outdated information can delay linkage and affect other services tied to Aadhaar, such as bank account verification or subsidy disbursements.

Tools and Resources

To complete the PAN-Aadhaar linkage efficiently, you will need access to specific tools and official resources. Below is a curated list of trusted platforms and utilities.

Official Government Portals

• Income Tax e-Filing Portal: https://www.incometax.gov.in – Primary platform for PAN-Aadhaar linkage and tax filing.
• UIDAI Official Website: https://uidai.gov.in – For Aadhaar verification, updates, and status checks.
• NSDL PAN Services: https://www.nsdl.com – For PAN application, correction, and status tracking.
• UTIITSL PAN Services: https://www.utiitsl.com – Alternative PAN service provider for document submission and verification.

Mobile Applications

• mAadhaar App (Android & iOS): Allows you to view your Aadhaar details, update mobile number, and check PAN linkage status on the go.
• Income Tax India App (Android & iOS): Official app for e-filing, viewing tax history, and managing PAN-Aadhaar linkage.

Verification Tools

• Verify Aadhaar (UIDAI): Available on the UIDAI website, this tool lets you validate your Aadhaar number using OTP or biometrics.
• Know Your PAN: Accessible via the Income Tax portal, this tool displays your PAN details and confirms if your PAN is active or inoperative.
• PAN-Aadhaar Status Checker: A third-party tool (hosted on NSDL or UTIITSL) that allows you to enter your PAN and Aadhaar to check linkage status without logging in.

Document Preparation Tools

• Adobe Scan or CamScanner: Use these apps to scan and digitize your PAN and Aadhaar cards for upload or offline submission.
• Microsoft Word or Google Docs: For filling out offline forms accurately and printing clean copies.
• PDF Signer Apps: To digitally sign and self-attest documents if submitting electronically.

Support and Reference Guides

• Income Tax Department’s User Manual for e-Filing: Available for download on the official portal.
• UIDAI’s Aadhaar Linking Guidelines PDF: Comprehensive documentation on linkage rules and procedures.
• NSDL’s FAQs on PAN-Aadhaar Linkage: Detailed answers to common issues and error codes.

Real Examples

Understanding how others have successfully completed the PAN-Aadhaar linkage can help you avoid common mistakes. Below are three real-world scenarios based on actual user experiences.

Example 1: Salaried Employee with Name Discrepancy

Rajesh, a 32-year-old software engineer from Bangalore, attempted to link his PAN with Aadhaar but received an error message: “Name mismatch.” Upon checking, he discovered that his PAN card listed his name as “Rajesh K. Sharma,” while his Aadhaar card showed “Rajesh Kumar Sharma.”

He followed these steps:

• Downloaded Form 49A from the NSDL website.
• Marked “Name Correction” as the reason for update.
• Attached his Aadhaar card and a copy of his birth certificate as proof of correct name.
• Submitted the form online and paid the nominal fee of ₹107.
• After 10 days, he received his updated PAN card with the corrected name.
• He then successfully linked his PAN with Aadhaar via the e-Filing portal.

Rajesh’s experience highlights the importance of verifying name consistency before initiating the linkage process.

Example 2: Self-Employed Freelancer Using SMS Method

Priya, a freelance graphic designer from Pune, did not have easy access to a computer. She used the SMS method to link her PAN with Aadhaar.

She ensured her mobile number was registered with UIDAI by visiting the mAadhaar app and verifying her details. She then sent the SMS: UIDPAN 987654321012 PQRST5678U to 567678.

Within 36 hours, she received a confirmation SMS: “Your PAN PQRST5678U has been successfully linked with Aadhaar 987654321012.”

Priya saved the SMS and later verified the status on the Income Tax portal. Her experience demonstrates that SMS linkage is a viable, efficient option for individuals with limited digital access.

Example 3: Senior Citizen Using Offline Submission

Mr. Mehta, a 70-year-old retired teacher from Lucknow, was unfamiliar with digital platforms. His daughter assisted him by downloading the PAN-Aadhaar linking form from the NSDL website.

She filled out the form, attached photocopies of his PAN and Aadhaar cards, and took them to the nearest NSDL facilitation center. The center staff verified the documents and submitted them electronically on his behalf.

Mr. Mehta received an acknowledgment slip and was informed that the linkage would be processed within a week. He received a confirmation letter by post after 6 working days.

This example shows that offline methods remain accessible and effective for elderly or digitally inexperienced individuals.

FAQs

What happens if I don’t link my PAN with Aadhaar?

If you fail to link your PAN with Aadhaar by the deadline, your PAN will be marked as “inoperative.” An inoperative PAN prevents you from filing income tax returns, receiving tax refunds, opening bank accounts, making high-value purchases, or conducting financial transactions above ₹50,000. It may also lead to penalties under Section 272B of the Income Tax Act.

Can I link multiple PANs with one Aadhaar?

No. Each individual is permitted only one valid PAN. Holding multiple PANs is illegal. If you have more than one PAN, you must surrender the additional ones before attempting to link your Aadhaar. The system will reject linkage if multiple PANs are detected under the same Aadhaar.

Is there a fee to link PAN with Aadhaar?

No. The government provides this service free of charge through all official channels. Any entity requesting payment for this service is fraudulent.

What if my Aadhaar is not linked to my mobile number?

You must first update your mobile number with UIDAI. Visit the UIDAI website, select “Update Mobile Number,” and follow the OTP-based verification process. Once your mobile number is registered, you can proceed with PAN-Aadhaar linkage via SMS or online portal.

Can I link Aadhaar with PAN if my name is in a regional language on Aadhaar?

Yes, but the system requires the name to match exactly as it appears on the PAN card. If your Aadhaar name is in Hindi or another regional language, you must update your PAN card to reflect the same spelling and format. Otherwise, the linkage will fail due to mismatch.

How long does it take to link PAN with Aadhaar?

Online and SMS methods typically update the system within 24 to 48 hours. Offline submissions may take up to 7 working days. Verification through the portal may take an additional 24 hours to reflect the updated status.

Can I link Aadhaar with PAN for my minor child?

Yes. Parents or legal guardians can link their child’s PAN with Aadhaar. The guardian must use their own mobile number for OTP verification and submit the child’s details during the process. The child’s Aadhaar must be active and issued by UIDAI.

What if I get an error saying “Aadhaar already linked”?

This message means your PAN is already linked to another Aadhaar, or your Aadhaar is linked to another PAN. Verify your details using the “Know Your PAN” and “Check Aadhaar-PAN Linking Status” tools. If you believe there’s an error, contact the Income Tax Department through the e-Filing portal’s grievance redressal system.

Can NRIs link their PAN with Aadhaar?

Non-Resident Indians (NRIs) are not required to have an Aadhaar card. If an NRI holds a PAN, they are exempt from the linkage requirement. However, if an NRI has voluntarily obtained an Aadhaar, they may choose to link it with their PAN.

How do I know if my PAN is active?

Log in to the Income Tax e-Filing portal and go to “Profile Settings.” If your PAN is active, it will display as “Valid.” If it shows “Inoperative,” you must link it with Aadhaar immediately.

Conclusion

Linking your PAN with Aadhaar is not just a regulatory obligation—it is a foundational step in securing your financial identity within India’s digital ecosystem. By integrating your tax identification with your biometric identity, the government ensures greater accountability, reduces fraud, and streamlines services for citizens. The process, whether completed online, via SMS, or offline, is designed to be accessible to all, regardless of technological proficiency.

Success in linking your PAN with Aadhaar hinges on attention to detail: verifying name consistency, ensuring mobile number registration, avoiding third-party intermediaries, and keeping records of all confirmations. The tools and resources provided by the government are free, reliable, and secure. Use them wisely.

As India continues its journey toward a fully digitized financial infrastructure, compliance with such mandates becomes increasingly vital. Proactive compliance not only avoids penalties but also positions you for seamless access to future services—whether it’s e-filing, digital banking, or government subsidies.

Take the time today to complete this linkage. Verify your status. Save your proof. And ensure your financial identity remains active, accurate, and secure. Your future self will thank you.